What Is a Complete Estate Plan?
Most people think estate planning means writing a will. A will is actually one of the least effective ways to transfer assets — it requires probate, becomes public record, and can take 6–12 months before your family sees a dollar. A truly complete estate plan does far more.
At 360NetWorth, a complete estate plan typically includes:
Revocable Living Trust
Holds your assets, avoids probate entirely, transfers immediately at death. The foundation of any serious estate plan.
Learn more →Pour-Over Will
A companion to your trust that captures any assets not yet transferred, directing them into the trust at death.
Durable Power of Attorney
Designates who manages your financial affairs if you become incapacitated. Without one, your family may need a court order.
Medical Power of Attorney
Names who makes healthcare decisions on your behalf. Critical in a medical emergency.
HIPAA Authorization
Allows named individuals to receive your medical information from healthcare providers.
Special Needs Trust
Protects a disabled beneficiary's government benefits while providing supplemental support from your estate.
Why Estate Planning Is Not Just for the Wealthy
If you own a home, have children, or have any assets at all — you need an estate plan. Without one, Texas law decides who gets your property, who raises your children, and who manages your affairs. That default outcome is rarely what you would have chosen.
Common situations where the absence of an estate plan causes serious harm:
- A parent dies without a will — minor children go into guardianship proceedings determined by the court
- A couple owns property jointly — the surviving spouse discovers the property must still go through probate
- A real estate investor dies with properties in their personal name — heirs face months of court delays and attorney fees
- A blended family — assets pass to a spouse from a prior marriage rather than to the intended children
- A business owner has no succession plan — the business dissolves rather than continuing
Estate Planning Topics
Living Trusts
The most effective tool for avoiding probate and keeping your estate private.
Read more →How to Create an Estate Plan
A step-by-step overview of the estate planning process from start to finish.
Read more →Dealing with Minors
Special considerations for parents — guardianship, custodial accounts, and trusts for children.
Read more →How to Disinherit Family
Legally protecting your estate from estranged relatives or unwanted heirs.
Read more →Estate Planning Is for the Living
Why the real purpose of estate planning is protecting the people you leave behind.
Read more →The FlexTrust LLC™
David's signature structure combining a living trust with a Series LLC for privacy, protection, and probate avoidance in one.
Read more →Pricing & Process
360NetWorth charges a flat fee for estate plans — typically 50–70% less than most law firms in the Austin area.
- Individual estate plan (trust, will, POAs, HIPAA): starts at $750
- Couples estate plan (both spouses): starts at $1,250
- Blended family or complex trust: quoted after consultation
- FlexTrust LLC™ (trust + Series LLC combined): starts at $2,500
Every engagement includes personal consultation with David, document preparation, notarization, and follow-up support. David serves clients throughout Texas and in 13 states.
Your Family Deserves a Plan
15 minutes with David — no sales pitch, just an honest assessment of what your family needs and what it will cost.