Business Consulting Services
360NetWorth provides hands-on financial consulting for entrepreneurs, real estate investors, and established business owners. Every engagement is handled personally by David — not delegated to a junior associate. 360NetWorth does not provide legal services; legal documents and entity formation should be handled by your attorney.
Succession Planning
What happens to your business when you retire, become incapacitated, or die? Financial planning for succession — valuation, funding, and insurance — protects your employees, your family, and the value you've built.
Tax Strategy
Tax planning at the business level, self-employment tax considerations, and coordination with your CPA to minimize your total tax burden.
Tax planning details →Capital Planning
How much capital you need, when, and what it will cost — the financial side of growth, coordinated with your attorney and CPA.
Financial Forecasting & Modeling
Pro forma financial statements, cash flow modeling, and scenario analysis to support loan applications, investor presentations, and strategic planning.
The Personal CFO Advantage
Most businesses work with a CPA for taxes, an attorney for legal matters, a banker for financing, and a financial advisor for retirement. Each professional sees only their slice of the picture.
A Personal CFO sees the whole picture — and coordinates across all disciplines so your decisions in one area don't undermine your goals in another. David functions as a single point of accountability for the financial architecture of your business.
What David Brings to Business Clients
- 40+ years in financial services, including securities regulation, portfolio management, and tax planning
- Direct securities industry experience — Series 7 and Series 24 licenses, portfolio management, and capital markets
Curious how business entities compare from a financial point of view? Read LLCs & Corporations: What I've Observed (general education, not legal advice).
Are You Tired of Working for Someone Else?
One of the most common reasons clients come to David is the same question: I want to start my own business. Where do I begin? The financial answer starts with cash flow, taxes, insurance, and a realistic plan for the first few years.
David has helped hundreds of entrepreneurs make the financial transition from employment to self-employment — budgeting, tax planning, and building the financial foundation that makes growth possible.
If you're ready to start, structure, or scale — the consultation is free.
Let's Talk About Your Business
15 minutes with David — no sales pitch, just an honest financial assessment of where you are and where you're going.