David Disraeli

About David Disraeli

David Disraeli began his career as a stockbroker in 1986 and became an independent financial advisor in 1992. In 2003, he incorporated 360NetWorth, Inc. and rebranded as a Personal CFO — a fundamentally different model than a traditional financial advisor, insurance agent, or estate planning attorney.

A Personal CFO doesn't replace your CPA, your attorney, or your investment manager. He works alongside them on the financial side — identifying gaps and helping make sure your tax strategy, retirement income, and insurance portfolio actually work together. David has spent 40 years in the rooms where those conversations happen.

David is not an attorney. He does not provide legal advice or prepare legal documents such as wills, trusts, deeds, or entity formation documents. Clients who need legal work engage a licensed attorney directly.

In 1994, David completed the CFP® Professional Education Program at the College for Financial Planning in Denver and passed the comprehensive CFP examination — then among the most rigorous financial planning credentials available. After more than a decade of practice, he voluntarily stepped away from the designation when he rebranded as a Personal CFO, a role that transcends any single credential structure. He holds an active Texas Life & Health Insurance License and is a commissioned Texas Notary Public.

On the insurance side, David's depth goes well beyond product placement. He understands the actuarial mechanics of fixed index annuities, the portfolio construction logic behind carrier product design, and the capital efficiency tradeoffs that most agents never discuss — because most agents don't understand them.

Beyond financial services, David has served as an expert witness in securities arbitration, recovering thousands of dollars for defrauded investors. His legal experience spans federal district courts, the 5th and D.C. Circuit Courts of Appeal, and a pro se Petition for Certiorari to the United States Supreme Court (Case No. 09-941) — filed without an attorney, against the SEC, on constitutional due process grounds. The Supreme Court's 2024 decision in SEC v. Jarkesy validated the core argument David had made fifteen years earlier.

In recent years, David has pioneered the application of artificial intelligence to financial planning, content management, and ministry operations — founding Kingdom AI Network and building Advisor Kingdom, a suite of proprietary planning tools for financial advisors that includes the first efficient frontier optimizer to model fixed index annuities as a live asset class.

Career Timeline

Credentials & Licenses

⚖️ U.S. Supreme Court

Docket No. 09-941 · Disraeli v. SEC
Filed pro se — Petition for Writ of Certiorari

Petition for Writ of Certiorari
Case No. 09-941

📜 Texas Insurance License

Texas Department of Insurance

General Lines Agent
Life, Accident, Health and HMO
DAVID HENRY DISRAELI

📜 Texas Notary Public

Commissioned by the State of Texas
Secretary of State Appointment

Commissioned Notary Public
State of Texas

🏆 CFP®

College for Financial Planning · Denver, CO
Completed all education & examination requirements

CFP® Professional Education Program
College for Financial Planning · July 1994
Education & examination completed. Designation voluntarily relinquished upon rebranding as Personal CFO.

Self Represented Federal Court Experience

• U.S. District Court litigation
• 5th Circuit Court of Appeals
• D.C. Circuit Court of Appeals
• Section 1983 Civil Rights Action against State Agency Employees
• Extensive experience with Federal Rules of Civil Procedure

Self Represented State Court Experience

• Travis County District Courts
• Williamson County Court
• Texas Rules of Civil Procedure

Securities Arbitration

• Qualified expert witness — multiple FINRA arbitration engagements
• Testified on industry standards, suitability, and broker-dealer obligations
• Thousands of dollars recovered for defrauded investors

Non-Profit Leadership

• Founded three 501(c)(3) non-profit organizations
• Served on multiple boards of directors
• IRS compliance and governance experience

Insurance Carrier Appointments

David is appointed by some of the most respected and financially stable life insurance carriers in the United States. Each carrier conducts rigorous background checks and ongoing compliance vetting of every appointed agent — an independent confirmation of professional standing.

Carrier appointments are subject to ongoing compliance review. Appointment by these carriers does not constitute endorsement of any specific financial advice or service.

Current Ventures