|06-20-2016 12:02 PM CET – Politics, Law & Society
David Disraeli, President of The Personal CFO in Austin TX Announces a New Partnership with Legal Shield
The vast majority of consumers do not have access to the legal system. Many times it is cost prohibitive to engage an attorney when legal issues arise. For this reason, David Disraeli has become an associate of Legal Shield to offer his clients access to top attorneys in every area of the law at an affordable price.
Legal Shield (formerly Prepaid Legal) has been in business for over forty years, has over 1.4 million users, and operates in 49 states. David Disraeli is often confronted with clients’ legal problems from being in the financial advisory business for thirty years. Issues such as bankruptcy, foreclosure, credit card debt, divorce, and landlord-tenant issues are just a few.
If a person has ever been sued, lost their wallet, had their identity stolen, had trouble with a warranty, or car repair shop, accident, moving violation, had issues with leases or tenants, or had injuries on their property or to themselves, they needed legal advice. Without a flat fee, people can run up hundreds or thousands of dollars in legal fees in a short time. Legal also offers plans for gun owners and businesses.
The good news is that foreclosure can be stopped dead in its tracks through a restraining order or bankruptcy and other techniques. Of course, some of these processes involve an attorney, and expenses, and may not work.
Congress has recently become aware that banks and mortgage companies are foreclosing on homes without following proper procedures. In fact, Bank of America and other banks halted foreclosures for a time to reexamine their procedures. The key issue is that loans are sold and re-sold along with the servicing rights and many times the foreclosing bank isn’t even entitled to foreclose because the transfer of owners wasn’t Done correctly. To see if you qualify for an emergency stay of foreclosure.
Some people are still living in homes where they have not made a payment to their mortgage company in ten YEARS! Our firm does not advocate the use of maneuvers to avoid paying legitimate debts. Instead, we advocate for consumers and educate them on their legal rights in Texas. Lack of information can be financially deadly. There are at least ten different ways to put a bank on hold. While restraining orders are good for one month, other techniques can be used to hold the bank off for much longer. For example, if you have a buyer a bank makes agrees to take less than what is owed just to avoid the whole process.
David Disraeli, President of The Personal CFO says that although market, inflation, and income taxes are serious impendence to future lifestyles, there are other risks that are unaddressed. Criminals are becoming more sophisticated every day. Identity theft is becoming more and more prevalent. In fact, not a day goes by without the media announcing that Target or some huge institution like the Department of Defense has been breached and thousands of social security numbers have been stolen.
In addition, most financial planners fail to plan for the possibility that a client may be sued and have their hard-earned money going to a perfect stranger. Fortunately, there are a number of easy tools and techniques to make oneself judgment-proof or at least judgment-resistant.
Identity theft is not only related to financial transactions. A crime could be committed in someone’s name without them knowing it until they are arrested. There is also medical fraud where criminals are using someone else’s identity to obtain medical care and taint the victims’ medical history.
David Disraeli, founder of The Personal CFO, Inc. announced today that he has released a revised version of his book “What to Do With Your Aging Parents”
Online PR News – 28-December-2015 – Austin, TX – David Disraeli wrote: “What to Do With Your Aging Parents” after spending many years in the financial planning business. He noticed that few clients knew much about their parents’ estates or the location of important documents. What is worse than trying to find important information or documents during a health crisis? It is a foregone conclusion that before we die we will most likely do through some period of disability, either mental or physical or both.
This book was written both for the baby boomer with aging parents and the aging parents themselves. No one in Texas dies without a will, either the one you provide or the one the state provides. However without proper powers of attorney, no third party may act on behalf of you, your parents, or any adult. If you wait until a crisis it is too late. The courts get to decide who has the power.
The six-step plan is a multi-generational road map for both adult children of seniors and seniors. It addresses the financial, emotional, and legal consequences of aging. The goal is to smooth out the aging process before a major event forces plans and decisions during a heightened emotional state. For more information see www.agingparents.net. To buy the book, or view its contents do a search for the title on Amazon.com. It is available in paperback and Kindle.