How to Disinherit Family

Imagine receiving this letter: RE Policy number AN20067 April 10, 2019 Dear Mrs. Wilson, We have received your death claim for the above referenced policy issued on 12/1/2001 in the amount of $1,000,000. Please accept our deepest condolences for your loss. We regret to inform you that this policy lapsed June 1, 2018 due to nonpayment. Notices for […]

Estate Planning is For the Living

When people hear the term “estate planning” they think of wills/trusts and mortality. While it is true that estate planning provides instructions about the distribution of assets at death, it is much more. Think about it this way: an estate not just the assets of a deceased person but also the assets of a living person. A complete […]

Stretch IRA’s May be Gone Forever

One of the greatest tax and estate planning tools ever allowed by Congress may be gone forever. The “SECURE ACT” passed the house on May 23rd by a vote of 417-3 and is expected to pass the Senate. This new act was largely designed to make 401k and other retirement plans more accessible to small businesses. But as […]

What is a Checkbook IRA?

The term Checkbook IRA which has become a very popular tool refers to an LLC created by an IRA for investing purposes. This relatively new concept has grown out of investors’ desire to self direct their IRA assets from traditional brokerage or bank accounts into hard assets like real estate, metals – even an operating business.   […]

Sample Engagement 1

A client and his wife both had children from a previous marriage.  In addition to creating an estate plan, the client was operating a business with a partner without any type of corporate entity.  The firm was engaged to create a Texas LLC with two members and three managers ( adding a spouse as a […]

Taxes In an IRA

Did you know an IRA may have to pay taxes and file its own tax return?  Did you know an IRA can borrow money? Yes even a Roth may find itself as a tax payer.  Per IRS rules, any gains or income that is attributable to leverage must pay tax on that which was derived […]

Your Bank Account is Frozen – How to De-link Your Future by David Disraeli

If you read that headline would you really be surprised? Imagine waking up one day, logging into your bank account only to find that the site is inaccessible. You call the bank and the lines are busy. You go to the ATM and there is a line of cars. The bank lobby is full of […]

David Disraeli in the News

06-20-2016 12:02 PM CET – Politics, Law & Society Print PDF David Disraeli, President of The Personal CFO in Austin TX Announces a New Partnership with Legal Shield Press release from: The Personal CFO, Inc. The vast majority of consumers do not have access to the legal system. Many times it is cost prohibitive to […]

Client Testimonials

Reviews June 15, 2016 I met David Disraeli through a mutual friend. I was referred because David is an expert in estate planning and I am not. He also handles alternative investments which help offset the risk of owning stocks. I could not be more pleased with the relationship and I would highly recommend him […]

How to Stop Foreclosure

David Disraeli says Foreclosure in Texas Need Not be Automatic Most people facing foreclosure in Texas are unaware that they have other options besides letting the house go back to the bank or declare bankruptcy. Many homeowners are unaware that very often lenders who foreclose on homes do so without the proper paperwork, and therefore […]